Just getting started. Long runway, aggressive allocation, small but growing portfolio.
Timeline
38 years to retirement
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Mid-Career Family
Jordan & Taylor
Age 42 & 40
Peak earning years, juggling family expenses, building wealth across multiple account types.
Timeline
20 years to retirement
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Pre-Retirement
Morgan
Age 58
7 years to retirement, substantial savings, transitioning to conservative. Social Security will supplement withdrawals.
Timeline
7 years to retirement
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Early Retirement
Casey & Pat
Age 63 & 61
Already retired, living off portfolio + Social Security. Dynamic withdrawal guardrails actively managing spending.
Income
Social Security only
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